Access $5,000 to $5,000,000 in working capital with approval based on your business performance, not your credit score. Simple documentation, flexible terms from 3 to 24 months.
Approval decisions same day. Funding as fast as 24 hours.
The shift
Traditional lenders judge you on credit scores and pile on paperwork. We look at how your business actually performs and fund you fast.
The old way
The Alpine way
Inside the product
Every part of the process is designed to get money into your account faster, with fewer barriers.
Qualified businesses get approved the same day and funded within 24 hours. No multi-week waiting periods.
Underwriting evaluates your actual business performance, bank statements, and cash flow - not just a credit score.
We use a soft credit check that never impacts your score. Less-than-perfect credit does not disqualify you.
No application fees, no processing fees, no broker fees. You pay nothing out of pocket to apply.
Choose a repayment schedule that matches your business cycle. Flexible terms that work with your cash flow.
Skip the paperwork mountain. Provide recent bank statements and basic business information to get started.
Get funding by selling a portion of future receivables. Repayment flexes with your actual revenue patterns.
From small working capital boosts to major growth investments, funding amounts scale to match your needs.
Step by step
Start fast and see the difference within weeks.
Upload recent bank statements and basic business information through our online portal. Minimal paperwork required.
Our underwriting system analyzes your business performance metrics, revenue patterns, and cash flow - not just your credit score.
Qualified businesses get an approval decision the same day they apply, with terms ranging from 3 to 24 months.
Approved funding is transferred via ACH directly to your business account. Repayments are automated through ACH on a schedule you choose.
Side by side
Questions
We offer merchant cash advances and business funding solutions, with amounts ranging from $5,000 to $5,000,000 for small and medium-sized businesses.
Funding is available within 24 hours after approval, with same-day approval decisions for qualified businesses.
We evaluate businesses based on their performance metrics, bank statements, and overall business health rather than just credit scores. We focus on actual business performance.
Flexible terms range from 3 to 24 months, allowing you to choose a repayment schedule that works for your business.
We perform a soft credit pull only, which does not impact your credit score. Businesses with less-than-perfect credit can still qualify.
No. We charge zero upfront fees and zero broker fees for our funding services.
We work with a wide range of small and medium-sized businesses across various industries, providing customized funding solutions.
Merchant cash advances provide funding by purchasing a company's future receivables, with a flexible repayment structure tied to your revenue.
Take the next step
Apply in minutes with just bank statements and basic business info. Same-day approval, funding within 24 hours.
Start your application